Coverage built around the life and business you're building.
From day-one liability to multigenerational wealth — strategic, independent advisory across three pillars. Currently focused on Florida and Nevada, with California coming soon.
Start with what you need today.
Whether you need a new quote, a certificate of insurance, claims guidance, or a full coverage review, Adonai Insurance Advisory helps business owners and families move from confusion to clarity.
Request a Quote
Tell us what coverage you need and we'll review available options.
Start Quote RequestRequest a Certificate of Insurance
Need a COI for a client, project, landlord, vendor, or contract? Submit the details and we'll review the request.
Request COIClaims Support
Need help understanding the claims process? Send the details and our team will help guide the next step.
Get Claims HelpPolicy Review
Already insured but unsure if your coverage fits? Request a review before renewal or a major business change.
Request ReviewBusiness Insurance
Protection for business owners — from liability and property to auto, workers' comp, and professional risk.
General Liability
Protects your business from lawsuits involving bodily injury, property damage, and advertising claims.
Workers' Compensation
Medical care and wage replacement for employees injured on the job — required in most states.
Business Owners Policy (BOP)
Bundles general liability and commercial property into one streamlined policy for small to mid-sized businesses.
Commercial Property
Covers buildings, equipment, and inventory against fire, theft, vandalism, and storm damage.
Business Continuity
Replaces lost income and continues operating expenses when a covered loss interrupts your operations.
Commercial Auto
Liability and physical-damage coverage for vehicles owned, leased, or hired by your business.
Professional Liability (E&O)
Defends against claims of negligence, errors, or omissions in your professional services.
Need commercial coverage or a COI?
From quotes to certificates and claims guidance, we help business owners keep coverage moving.
Personal Insurance
Personal coverage designed to protect income, family, and the people who depend on you.
Term Life Insurance
High-coverage, low-cost protection for a defined period — built to replace income when family needs it most.
Mortgage Protection
Pays off or covers your mortgage if you pass, become disabled, or lose income unexpectedly.
Whole Life Insurance
Permanent life coverage with guaranteed death benefit and cash value that builds over time under policy terms.
Key Person Life Insurance
Life insurance designed to help a business survive the financial loss of an owner, executive, revenue producer, or other essential person.
Protect your family, income, and future.
Request a review of term life, whole life, mortgage protection, or key person coverage.
Note: Policy performance, tax treatment, cash value, loans, and guarantees depend on policy structure, carrier terms, and individual circumstances. Policy loans may reduce available cash value and death benefit.
Wealth & Asset Protection
Protect and grow what you've built — cash-value strategies, business continuation, and wealth-transfer planning.
Indexed Universal Life (IUL)
Permanent life coverage with cash value that can participate in index-linked growth, subject to cap rates, participation rates, policy fees, and carrier terms.
Infinite Banking (IBC)
A specially structured whole-life policy designed to be used as a personal banking system — build cash value over time and borrow against it under policy terms.
Business Continuation Planning
Planning for how a business continues, transfers, or is funded if an owner, partner, or key person exits or becomes unable to work.
Wealth Transfer Strategies
Use life insurance as a tax-efficient vehicle to transfer wealth to heirs or a chosen cause.
Policy Review
Review existing coverage before renewal or a major life or business change to confirm it still fits your goals.
Protect and grow what you've built.
Build a strategy around cash value, continuity, wealth transfer, and long-term family goals.
Good questions, clear answers.
Not sure where to start?
Complete the form and our team will reach out shortly to help identify the coverage that fits.