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Insurance products are subject to underwriting approval, carrier eligibility requirements, and state availability. Not all products are available in all states. Life insurance illustrations and projections are not a guarantee of future performance. Indexed Universal Life participation in index growth is subject to cap rates, participation rates, policy fees, and carrier terms. Infinite Banking strategies involve specially structured whole life policies. Policy loans may reduce available cash value and death benefit. Consult a qualified tax advisor before implementing any tax-related strategy. Adonai Insurance Advisory is an independent insurance agency licensed in Florida. Agency License: L136581. Individual Agent License: W961219.
