Disclaimer

Information on this website is for educational purposes only and does not constitute legal, tax, investment, or financial advice. Insurance products, features, availability, pricing, and guarantees vary by carrier, underwriting, state, policy structure, and individual circumstances.

Life insurance illustrations and projections shown or referenced anywhere on this site are not a guarantee of future performance. Indexed Universal Life participation in index growth is subject to cap rates, participation rates, policy fees, and carrier terms. Infinite Banking strategies involve specially structured whole life policies; policy loans may reduce available cash value and death benefit.

You should consult a qualified tax, legal, or financial professional before acting on any information presented here. Adonai Insurance Advisory is an independent insurance agency licensed in Florida (Agency License: L136581; Individual Agent License: W961219).